50+ Five-Star Reviews From Phoenix Homeowners
Phoenix borrowers rate Mark Fazio 5 stars for a reason — same-day communication, no surprises, and loans that actually close on time. See what your neighbors are saying before you call anyone else.
Phoenix, AZ & Surrounding Areas
Mortgage Broker Phoenix AZ | Faster, Easier & Better Rates
50+ five-star reviews. Fast, AI-powered mortgage process with access to dozens of competitive lenders. Call Mark today.
- 10+ Years Experience
- AI-Powered Closings
- 50+ Five-Star Reviews
- NMLS #1455718
- Equal Housing Lender
10+
Years Experience
50+
Five-Star Reviews
Same-Day
Response
Why Mark
Why Phoenix Homeowners Call Mark First
AI Technology That Cuts Weeks Off Your Closing
Mark's AI-powered document verification processes your paperwork instantly — no waiting on a processor, no chasing missing docs. In Phoenix's fast-moving market, a faster close can mean the difference between winning and losing the home.
One Call. Dozens of Lenders Shopped For You.
A bank gives you one rate — their rate. Mark shops a network of dozens of lenders and brings you the lowest one. You get the negotiating power of an entire market without making a single extra call.
Same-Day Response. Every Lead. Every Time.
You won't be waiting by the phone. When you reach out to Mark, you hear back the same day — with real answers about your actual situation, not a voicemail and a callback window.
Reviews
See What Our Customers Say
Free Quote
Get Your Free Rate Quote
Tell Mark a little about your situation and he'll get back to you the same business day.
Solutions
Mortgage Solutions for Every Phoenix Borrower
Mortgage Lender
Still paying the rate you locked in years ago? Or sitting on equity you haven't touched? Mark shops dozens of Phoenix-area lenders to find your best rate — whether you're lowering your payment, pulling cash out, or shortening your term. From FHA Streamline to VA IRRRL to conventional home loans, every option is on the table.
Learn moreLoan Agency
Got a commercial deal a traditional bank already turned down? Mark structures financing for apartment buildings, mixed-use properties, warehouses, and multi-family investments across Phoenix and the Valley. Hard money, bridge loans, and portfolio loans are all available.
Learn moreReal Estate Consultant
Buying new construction in Buckeye or Queen Creek? Navigating a 1031 exchange? Trying to buy before your current home sells? Mark has consulted on hundreds of complex Phoenix transactions and knows exactly how to structure financing so nothing falls through the cracks.
Learn moreInvestment Service
Phoenix's rental market is one of the strongest in the country — but the wrong loan structure will kill your cash flow before the first tenant moves in. Mark specializes in DSCR loans, Airbnb financing, fix-and-flip loans, and investment property refinances built around how income properties actually work.
Learn moreCredit Service
Been told your credit score is too low or your debt-to-income is too high? That's one lender's answer — not the market's. Mark has access to lenders who specialize in bad credit home loans, debt consolidation refinances, and high DTI programs. One free conversation could change what you thought was possible.
Learn moreTop Programs
Our Most Popular Loan Programs
Purchase
Phoenix home prices have climbed fast — and for first-time buyers, that gap between renting and owning can feel impossible to cross. It doesn't have to be. Mark helps buyers find down payment assistance programs, qualify for FHA and conventional loans with low down payments, and get a same-day pre-approval letter before ever making an offer. Before you assume you can't afford it, let Mark run the actual numbers.
Learn moreRefinance
Interest rates change — and so does your financial situation. Whether you want to lower your monthly payment, shorten your loan term, or eliminate PMI, refinancing at the right time can save you thousands. Mark shops the full lender market to find your best refinance rate and walks you through every option before you commit.
Learn moreCash Out Refinance
Your home equity is one of the most powerful financial tools you own — and most Phoenix homeowners aren't using it. Whether you want to consolidate high-interest debt, fund a renovation, or invest in another property, Mark's cash-out refinance program puts your equity to work at the lowest available rate.
Learn moreHELOC
A Home Equity Line of Credit gives you flexible access to your home's equity without refinancing your entire loan. Mark helps Phoenix homeowners structure HELOCs for home improvements, emergency funds, or investment capital — with clear terms and no hidden fees.
Learn moreService Area
Proudly Serving Phoenix, AZ and the Entire Metro Valley
Mark Fazio serves homebuyers, homeowners, and investors across Metro Phoenix and beyond — from Scottsdale to Buckeye and everywhere in between. If you're buying, refinancing, or investing anywhere in Arizona, Mark can help.
- Phoenix
- Scottsdale
- Tempe
- Mesa
- Chandler
- Gilbert
- Glendale
- Peoria
- Surprise
- Goodyear
- Avondale
- Buckeye
- Queen Creek
- San Tan Valley
- Fountain Hills
- Oro Valley
- Tucson
- Yuma
- Flagstaff
10+
Years
50+
★ Reviews
Meet Your Broker
Your Phoenix Mortgage Broker — Mark Fazio
Mark Fazio is a licensed Phoenix mortgage broker (NMLS #1455718) with over 10 years of experience and 50+ five-star reviews from borrowers across Metro Arizona. Operating under Barrett Financial Group (NMLS #181106), Mark built his practice on three things the mortgage industry routinely fails at: responding the same day, shopping the full lender market instead of pushing one product, and using AI-powered technology to close loans faster than traditional lenders can. You work directly with Mark — not a loan officer assistant, not a call center — from your first question through the day you close.
- NMLS #1455718
- Barrett Financial Group NMLS #181106
- AZ License #0904774
- Licensed in 49 States
- 10+ Years Experience
- Equal Housing Lender
FAQ
Common Questions
Because Mark doesn't represent one lender — he represents you. He submits your profile to dozens of lenders simultaneously and shows you the actual comparison. You see the options, not just the recommendation. If another lender beats the rate, Mark will tell you.
Licensed Coverage
Barrett Financial Group · 49 states (all except New York)Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Phoenix Metro Cities Served
Phoenix, AZ · Scottsdale, AZ · Tempe, AZ · Mesa, AZ · Chandler, AZ · Gilbert, AZ · Glendale, AZ · Peoria, AZ · Surprise, AZ · Goodyear, AZ · Avondale, AZ · Buckeye, AZ · Queen Creek, AZ · San Tan Valley, AZ · Fountain Hills, AZ · Oro Valley, AZ · Tucson, AZ · Yuma, AZ · Flagstaff, AZ
Ready to Find Your Lowest Rate and Close Faster?
Call Mark today for a free, same-day consultation — no obligation, no pressure, just real answers from a Phoenix mortgage broker with 10+ years of experience and 50+ five-star reviews.