About Barrett Financial – Mark Fazio Mortgage Team — Your Local Phoenix Mortgage Broker

I grew up understanding that a home isn't just a building. It's the foundation everything else gets built on. That belief is what drives the way I work.

Over the past 10-plus years in the mortgage industry, I've had the privilege of helping thousands of families and investors get to the closing table — here in Arizona and across the country. I work as an independent mortgage broker through Barrett Financial Group, which means I'm not locked into one bank's products. I shop the wholesale market across dozens of lenders to find the rate and program that actually makes sense for your situation. Not the one that's easiest for me. The one that's best for you.

I specialize in pretty much everything the market throws at me: conventional and FHA loans for everyday buyers, VA loans for the veterans and active-duty service members I'm proud to serve, jumbo loans for luxury properties, and non-QM programs like bank statement loans and DSCR investor loans for the self-employed and real estate investors who don't fit the traditional box. I also use AI-powered document technology that speeds up the verification process and cuts out a lot of the back-and-forth that makes mortgage loans so frustrating.

Phoenix is home, and the Arizona market is where I've spent most of my career, but my reach goes well beyond the Valley. Barrett Financial Group is licensed in all 50 states with the exception of New York, so whether you're buying a vacation home in another state, relocating for work, or investing in real estate outside of Arizona, I can help. Same personal service, same access to dozens of lenders, same commitment to getting you the best deal available.

When you work with me, you get someone who's been in the trenches of this market for over a decade — not someone reading from a script. If you want straight answers, a fair deal, and a broker who actually picks up the phone, I'm your guy. Let's talk.