Down Payment Assistance Programs in Phoenix AZHelp With Your Phoenix Down Payment
Short on down payment funds? Phoenix and Arizona offer several down payment assistance programs, state programs, local programs, and lender-specific options. I'll match you with the right one based on your income, credit, and the home you want to buy.
- 10+ Years Experience
- 1000+ Families Helped
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
- License NMLS# 1455718
When You Need Down Payment Assistance Programs
Down payment assistance helps when you can afford the monthly payment but don't have the cash for the down payment and closing costs. Most assistance programs are for first-time buyers (defined as anyone who hasn't owned in the last three years). They typically come as grants, second mortgages, or forgivable loans. Some programs cover only the down payment, others cover both down payment and closing costs.
Our Down Payment Assistance Programs Process
Here's how we use down payment assistance. Call or text me with your income, credit, and what you're hoping to buy. I'll match you with the assistance programs you qualify for and quote you the combined cost. We'll layer the assistance on top of your main mortgage and submit both for approval. Pre-approval same-day in most cases. Most loans with DPA close in 30 to 45 days.
Down Payment Assistance Programs Cost in Phoenix
Down payment assistance is free money in some cases, or low-interest second loans in others. The cost depends on the specific program. I'll show you every option and what each one would cost. Some programs require homebuyer education (free) or income limits (we check).
Why Choose Us
Down payment assistance is one of my specialties. I've helped many buyers get into homes who thought they needed more cash than they actually did. Ten years in the business and 50-plus five-star reviews. Same-day response on every call and text.
Mark Fazio made getting a hard money loan for my investment property in Phoenix incredibly easy. He explained all of my options, kept me updated throughout the process, and got us to the closing table quickly. I highly recommend Mark and his team to any real estate investor looking for financing.
Mark was fantastic to work with throughout our home purchase in Oklahoma. He was responsive, knowledgeable, and helped us overcome every obstacle that came up during the process. He made everything smooth from start to finish, and we truly appreciated his communication and professionalism. Highly recommend.
Mark was recommended by my Mortgage Broker in California and he was great. Made the whole process easy. Glad he was recommended to me.
Ready to Get Started?
Need help with the down payment? Call or text Mark at (480) 690-9790 today.
For more low-down-payment options, see all of our Mortgage Broker programs in Phoenix.
Reviewed by
Mark Fazio, Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.