Condo Loan Services in Phoenix AZ— Specialized Financing for Phoenix Condos and Townhomes
Buying a condo or townhome in Phoenix? Condo loans come with their own rules and approval steps that single-family home loans don't. I know which lenders close on which projects, including non-warrantable buildings that most banks won't touch. I'll get you pre-approved and tell you up front whether the building you want will work.
- 10+ Years Experience
- License NMLS# 1455718
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
When You Need Condo Loan Services
You need a specialized condo loan whenever you're buying a unit in a condo or townhome project. The lender has to approve both you and the building. Some buildings are FHA-approved, some VA-approved, some are non-warrantable (meaning they don't meet standard Fannie or Freddie rules), and each requires a different type of financing. If you're a first-time buyer, an investor, or you've found a unit in a building most lenders rejected, you need a broker who knows the condo market. I close condo loans in downtown Phoenix, Scottsdale, Tempe, and across the Valley every month.
Our Condo Loan Services Process
Here's how we close your condo loan. Tell me the building name and the unit you're targeting. I'll quickly check whether it's FHA-approved, warrantable, or non-warrantable, and tell you what financing options will work. Once we know the loan type, I pull a soft credit check and send you a pre-approval letter. After you're under contract, we order the appraisal and the condo questionnaire (the building HOA fills it out). Most condo loans close in 30 to 40 days because of the extra building approval step. I'll tell you exactly what to expect.
Condo Loan Services Cost in Phoenix
Condo loan rates depend on the loan type, your credit, your down payment, and whether the building is warrantable. Non-warrantable condos usually carry slightly higher rates because fewer lenders close them. I shop dozens of lenders to find the best rate for the building you've chosen. You'll see every fee in writing before you commit. No hidden costs.
Why Choose Us
Condo loans are a specialty. I've closed loans in buildings other brokers turned down. Ten years in the business, 50-plus five-star reviews, and direct relationships with lenders that approve non-warrantable condos. Same-day response on every call and text. I'll always be honest about whether the building you want is going to be a smooth close or a tough one.
Ready to Get Started?
Buying a condo in Phoenix? Call or text Mark at (480) 690-9790 and I'll check the building and get you pre-approved today.
For more property-type financing, see all of our Mortgage Broker services in Phoenix.